Yes, but how easily depends on one thing most people never read closely: the agreement you signed, and specifically who it is with. “The contract is with the brokerage, not the individual agent.” (Homes.com) That single fact explains most of what follows. It is why your fastest fix is often a phone call to the broker, why a “mutual release” exists, and why a new agent is going to ask you an awkward question before they will help you.

Where you stand, by situation

Your situation Can you switch? What it takes
Talked to an agent, signed only the disclosure form Yes, freely The form is a disclosure, not a contract
Signed a non-exclusive buyer agreement Usually yes Check for notice requirements
Signed an exclusive buyer agreement Yes, with conditions Cancellation clause, mutual release, or wait for expiration; watch the protection period
Signed a listing agreement, home not under contract Yes, with conditions Cancellation clause or written release from the broker; the listing belongs to the brokerage
Under contract to buy or sell Technically yes, practically hard Brokerage usually still earns the fee; ask the broker to reassign you instead
Your agent left the brokerage Depends Your agreement stays with the brokerage; ask for a release or reassignment

The agreement controls

Mississippi requires exclusive listing and buyer agreements to be in writing with “a definite date of expiration.” (MREC Rule 3.2(B) and 3.2(C)(3)) The same rule forbids a trap that used to be common: “No listing agreement shall contain any provision requiring the listing party to notify the broker of their intention to cancel the listing after such definite expiration date.” (MREC Rule 3.2(B)) When the date passes, the listing ends. You do not have to send a letter to make it end.

Before that date, it depends on what you negotiated. Buyer agreements “may include provisions addressing termination with cause and without cause by both the buyer and the MLS Participant,” and may define “a carryover period, where compensation may be owed to the MLS Participant if the buyer terminates the written buyer agreement and subsequently executes a purchase agreement within an agreed upon time following termination.” (NAR, Written Buyer Agreements 101) NAR’s guidance to consumers is direct: “Read your agreement closely and speak with your agent if you would like to change or exit your agreement,” and “your agreement and/or state law may govern when it can be changed or terminated.” (NAR Consumer Guide to Negotiating Written Buyer Agreements)

Three clauses to find in your copy right now:

  1. Term. “Most agreements set an exclusive relationship for a fixed period, typically 30 days to six months.” (Homes.com)
  2. Termination. Does either side have the right to cancel with notice, or does it require mutual consent?
  3. Protection period. “Most agreements include a protection period of 30 to 90 days (sometimes up to 180 days) after termination, letting the original brokerage claim a commission if you buy a home the agent introduced.” (Homes.com) Listing agreements have the same concept for buyers the agent brought through during the listing.

The six steps, in order

1. Read the agreement. Term, termination clause, fees, exclusivity, protection period. If you cannot find a cancellation clause, assume you need the broker’s consent.

2. Talk to your agent first. Be specific: “I have not had a showing report in three weeks” or “My offer took four days to get written.” Many problems are fixable, and an agent who did not know there was a problem deserves one chance to fix it.

3. Call the principal broker. In Mississippi, the broker is responsible for the agreement and for the licensee’s conduct (MREC Rule 3.2(C)), and is the only party who can release you from the contract. The broker “may release you, reassign you to another agent at the firm, or negotiate an amended agreement with a shorter remaining term.” (Homes.com) Reassignment is often the fastest fix, because it needs no new paperwork.

4. Get the release in writing. “The document should specify the effective date of the termination, confirm whether any further commission is owed and list any properties excluded from the release.” (Homes.com) A verbal “sure, no problem” is not a release.

5. Consult an attorney if the broker refuses. A licensee “cannot give you legal or financial advice” (MREC form), and “You should consult an attorney if you have any questions or concerns regarding an agreement.” (NAR Consumer Guide)

6. Or let it expire. If the term is short, waiting can be cheaper than fighting. Just do not use a second agent while an exclusive is still in force; that is the scenario that produces two commission claims.

Why a new agent will ask if you are already signed

Do not be offended when the agent you want to switch to asks whether you have an existing agreement. They are required to. REALTORS® “have an affirmative obligation to make reasonable efforts to determine whether the prospect is subject to a current, valid exclusive agreement to provide the same type of real estate service.” (NAR 2026 Code of Ethics, Standard of Practice 16-9) They also “shall not knowingly provide substantive services concerning a prospective transaction to prospects who are parties to exclusive representation agreements, except with the consent of the prospects’ exclusive representatives or at the direction of prospects.” (Standard of Practice 16-13)

What they can do, when you make the first call: discuss “the terms upon which they might enter into a future agreement or, alternatively, may enter into an agreement which becomes effective upon expiration of any existing exclusive agreement.” (Standard of Practice 16-6) So the honest answer to the question costs you nothing; it just determines whether the new agreement starts today or on your old expiration date. A new agent who does not ask the question is one to be careful of.

The hard case: you are already under contract

Once a purchase contract is signed, switching agents rarely changes who gets paid. Commission disputes between brokers turn on “procuring cause,” which NAR’s arbitration guidelines define as “the uninterrupted series of causal events which results in the successful transaction.” (NAR, “Hold On, That’s My Client!”) If your original agent found the home, showed it, and wrote the offer, the chain of events runs through that brokerage no matter who shepherds the file to closing. You could end up owing the original fee under your agreement and owing a second agent for the rest of the work.

The practical move is the one in step 3: ask the broker to assign a different agent in the same office to finish the transaction. Your contract is already with that brokerage, the fee does not change, and you get a fresh set of hands. The original brokerage’s duties also continue regardless of your frustration: listing brokers “shall continue to submit to the seller/landlord all offers and counter-offers until closing.” (Standard of Practice 1-7)

For sellers: what the research says about relisting

If your listing is about to expire unsold and you are considering a new agent, timing matters more than most people realize. A 2025 study of more than 670,000 sales, including nearly 45,000 relistings, found that “short off-market gaps (0–7 days) lead to longer total marketing periods, suggesting market skepticism of superficial resets,” while “longer gaps (31–180 days) reduce total marketing durations.” It also found that “representation changes following expirations generate modest price gains.” (Hayunga and Swymer, Journal of Housing Economics, 2025) In plain terms: a new agent can help, but a home that reappears three days later at the same price with new photos tends to be read by buyers for exactly what it is.

How I handle it at HomesRX

My agreements have a cancellation clause, and I will release a client who is unhappy rather than hold them to a date; I would rather lose a listing than keep a seller who does not want to be there. Because I am the principal broker, the person you would call to ask for a release is the person who signed the agreement with you, so there is no runaround. And when someone calls me while still under agreement elsewhere, I ask the required question, explain their options, and if a future-dated agreement is the right answer, that is what we write.

Frequently asked questions

If I switch, will I owe two commissions?

You can, if you buy a home the first agent introduced during the protection period, or if you sign a second exclusive while the first is in force. (Homes.com) A written release that lists any excluded properties prevents the first problem; waiting for expiration or getting a release prevents the second.

Can I just stop responding to my agent until the agreement expires?

You can, but the agreement remains in force, and if you buy or sell through someone else in the meantime you may owe the fee. Ask for a release instead.

My agent moved to a different brokerage. Do I go with them?

Your agreement stays with the original brokerage, since the broker “shall be the sole recipient of compensation” under it. (MREC Rule 3.1(E)(1)) You can ask that brokerage for a release so you can follow your agent, ask to be reassigned, or stay with the firm. The brokerage decides whether to release you; most will when asked politely and in writing.

Dr. Zakk Varughese is the broker-owner of HomesRX in Brandon, Mississippi, a REALTIST® and Founder and Chairman of the Board of the Gulf Coast Association of REALTISTS®. Questions about buying or selling in Central Mississippi or on the Gulf Coast: (601) 667-8414 or SoldByZakk.com.

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